Home Equity


CSS has a valuation solution for every risk profile and price point. We offer an automated cascade of hybrid products designed to optimize product choice on each loan. The result is fewer high-cost full appraisals and lower monthly spending by properly balancing risk and cost on each loan.

CSS offers Warranted Property Reports to reduce lender risk by providing a remedy should errors occur. Up to $500,000 in errors & omissions coverage is available, including coverage of the gap in time between the date of the Property Report and the date of recording.


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Solution Benefits

By taking the time to fully understand each lender’s unique needs, we are able to custom-tailor a winning solution.

CSS offers a spectrum of home equity valuation solutions to satisfy the various risk profiles and price points of each lender. Our automated cascade of hybrid products is designed to meet the unique and specific needs of today's lender. This process ensures that the right product is chosen for each loan, avoiding wasteful spending on unnecessary high-cost products.

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Warranted Property Reports

We deliver Property Reports that are accurate and correctly recorded. Accuracy is based on current public data regarding the current owner of the property, the legal description of the property, open mortgages, judgments, liens, and encumbrances recorded against the property.

Legal and Vesting Reports

The lender will receive a streamlined report detailing current property ownership information, parcel information, and legal description.

Junior Lien Policy

For lenders needing insurance coverage for junior loans– typically home equity loans or lines of credit– CSS will provide a lower cost title product covering the date of ownership, vesting, judgments, voluntary and involuntary liens, applicable encumbrances, and real estate tax status.

Report Updates

To ensure our customers have the most up-to-date reporting information, CSS will provide an updated version of our property reports effective through the current certified date of the land records, and we will mark any changes made since the report’s previous filing date.



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Ready to start seeing results?

Schedule a call with a member of our Strategy & Growth Team to explore how CSS may improve your results.