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Home Equity

Your Single-source Provider for Home Equity Valuation and Title Solutions

Reach peak performance and improve results! We're a single source partner to help overcome the challenges faced by community and regional lenders.

 

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Customized Solutions

By taking the time to fully understand each lender’s unique needs, we are able to custom-tailor a winning solution.

 

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Quality & Accuracy

Our processes allow is to produce the best possible results, unparalleled by larger institutions.

 

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Client Experience

Client service is overlooked by companies focused on large lenders. We are designed to provide direct personal attention.

 

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Valuation Solutions

CSS offers a spectrum of home equity valuation solutions to satisfy the various risk profiles and price points of each lender. Our automated cascade of hybrid products is designed to meet the unique and specific needs of today's lender. This process ensures that the right product is chosen for each loan, avoiding wasteful spending on unnecessary high-cost products.

 

 

We help our lenders reduce costs by selecting the most appropriate product rather than simply defaulting to higher-cost appraisals

Title Solutions

We offer a variety of title products and help you choose the ones which best balance risk and cost for your institution. Warranty coverage is available at three different levels. Turn-times are two days or less. We even offer you and your borrowers online electronic closings for your home equity loans!

Warranted Property Reports

We deliver Property Reports that are accurate and correctly recorded. Accuracy is based on current public data regarding the current owner of the property, the legal description of the property, open mortgages, judgments, liens and encumbrances recorded against the property.

Legal and Vesting Reports

The lender will receive a streamlined report detailing current property ownership information, parcel information and legal description.

Junior Lien Policy

For lenders needing insurance coverage for junior loans– typically home equity loans or lines of credit– CSS will provide a lower cost title product covering date of ownership, vesting, judgments, voluntary and involuntary liens, applicable encumbrances, and real estate tax status.

Report Updates

To ensure our customers have the most up-to-date reporting information, CSS will provide an updated version of our property reports effective through the current certified date of the land records, and we will mark any changes made since the report’s previous filing date.

Closing and Recording Solutions

We offer a variety of title products and help you choose the ones which best balance risk and cost for your institution. Warranty coverage is available at three different levels. Turn-times are two days or less. We even offer you and your borrowers online electronic closings for your home equity loans!

Remote Online Notary Closing

Increasingly, parties to commercial transactions want the ease and convenience of online, electronic real estate closings. This technology greatly reduces the time required to accommodate multiple signers in different locations. CSS offers you and your customers the efficiency, convenience, and increased security of remote online notary closings.

 

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eClosings

eClosings are transforming the loan process, and we want to give you the opportunity to take advantage of it. Find out why simplifying processes online can cut costs and boost efficiency and security.

Electronic Recording

CSS will record documents electronically where available. “eRecording” is the process of filing and recording documents with the County Clerk’s or Recorder’s office via the internet. We encourage the use of this process as it expedites recording, eliminates paper, and removes the need for express mail or courier delivery of documents for recording. We eRecord hundreds of mortgages every month with turn-times of less than 2 days.

We'd love to dramatically improve your results!

Ready to get started? Schedule a meeting to improve your home equity lending results.

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